proof of housing instability

Rental assistance cant be used to cover any utilities and home energy costs that your landlord normally pays for. Based on conversations with grantees and tenants, it can be difficult to describe and document financial hardship due to the COVID-19 pandemic. doi: 10.1177/0192513X14530970, Joint Center for Housing Studies. Where can I find out if my household qualifies for rental help? Receipt due to past Within these examples is a documentation strategy that leverages self-attestation within the ERA application itself. Maternal and Child Health Journal, 16(1), 7887. Increase in suicides associated with home eviction and foreclosure during the US housing crisis: Findings from 16 national violent death reporting system states, 20052010. How can I show where I live and how much rent I agreed to pay? JAMA Internal Medicine, 173(3), 189195. Do this as soon as possible. At least one member of your household has: Qualified for unemployment or should qualify, Your household income is below a certain amount, based on where you live, At least one member of your household is experiencing housing instability, which means they are at risk of becoming homeless or would have trouble finding a stable place to live. The federal ERA Program allows local programs to cover rent, utilities, and home energy costs. But many families who do not become homeless face Is it Costing Their Future?, Kim Parker, Rachel Minkin, and Jesse Bennet, Economic Fallout From COVID-19 Continues To Hit Lower-Income Americans the Hardest, Pew Research Center, September 24, 2020, available at, Zego, May Rent Payment Data Reveals April Trends Have Continued as a Result of COVID-19, May 13, 2020, available at, Morgan Baskin, As Eviction Bans Expire, Renters Turn to Credit Cards, Talk Poverty, July 15, 2020, available at, Matthew Desmond, Unaffordable America: Poverty, Housing, and Eviction,, American Heart Association News, Best way to end homelessness and its health impact? Been, V., & Glashausser, A. American Journal of Epidemiology, 168(6), 611619. But money from the Homeowner Assistance Fund created under the American Rescue Plan Act may also be available. The twelve months of payments can be used to cure arrears and/or pay current housing costs. subscribe.submit(); The ordinance requires landlords planning to convert a property to secure a Plan and Permit. This example illustrates how you can structure the section on utility assistance. The goal is to demonstrate ways grantees and their partners can create online application forms that are user-friendly, succinct, and easily understood. It is clear that the coronavirus pandemic is affecting renters of color differently, exacerbating past inequality, and leading the path to a future of worsening inequality. To show housing instability, you may need to sign a written statement. They may also be able to help you get legal, financial, or other help. As many as 64 million people in the United States live in a multigenerational household,12 which is prompted by cultural, economic, and many other factors. WebA utility bill or proof of address (if the address on your ID is not your current address), Monthly rent and amount past-due, Proof of household income in 2020, Proof of public assistance (if applicable), and Valid email address. Any additional program policy decisions could be captured in this checklist, or other parts of the interface, as needed. 7301, 116th Cong., 2nd sess. When an eviction is filedor there is a serial filing,58 whereby a landlord files to evict the same household at the same address multiple timesa tenant can be subject to debt collection that leverages state resources in the favor of landlords over tenants. The question Is this household currently caught up on rent payments? (Question 40b) was asked in Phase 2 of the HPS, which includes weeks 13 through 16 (August 19 to October 12, 2020). Try working with them to create a repayment plan for unpaid rent and resolve any issues related to your lease. If an applicant's utility bill is bundled with other non-eligible services and thus needs to be broken apart, details on how to do so should be included here. We also use the term Latinx, which includes a person or group of people with origins in Latin American. Wehelpresidents find and maintain stable, safe, and affordable housing. If the applicant cannot provide a bill, capture the necessary information using, Budget, Financial Reporting, Planning and Performance, Financial Markets, Financial Institutions, and Fiscal Service, Treasury Coupon-Issue and Corporate Bond Yield Curve, Treasury International Capital (TIC) System, Kline-Miller Multiemployer Pension Reform Act of 2014, Taxpayers Will See Improved Service This Filing Season Thanks to Inflation Reduction Act, Disparities in the Benefits of Tax Expenditures by Race and Ethnicity, Racial Differences in Economic Security: Non-Housing Assets, Treasury Sanctions People Involved in Serious Human Rights Abuse Against Vladimir Kara-Murza, Treasury Announces Approval of Up to $890.7 Million to Support Small Business Success Across Three States, Treasury Sanctions CJNG-Run Timeshare Fraud Network. (2011). Programs have to make sure they are complying with their own eligibility policies and procedures. (March 27, 2020), available at, The Health and Economic Recovery Omnibus Emergency Solutions Act of 2020, H.R. But right now,most federal emergency rental assistance programs accept applications from landlords. Can rental assistance cover the cost of a hotel or motel room? Social Science Research, 40(4), 11961213. Research shows that children facing housing instability, homelessness, and poverty are more likely to be involved in the child welfare system. WebTo be eligible for housing stabilization services, the person must be on Medical Assistance and be 18 years or older. hbbd```b``vA$$,&WaDY0yl'BIB\[A$`9`` L&uEMa`@d(/$>9a"L] O k6 Ct@ : American Journal of Public Health, 105(2), 311316. %PDF-1.6 % Albany Government Law Review, 2, 1. Local emergency rental assistance programs must prioritize applications for renter households with income below 50% of the AMI and households with a worker who has been unemployed for at least 90 days before applying. Be sure to offer self-attestation if the applicant cannot provide any documentation. If they do not agree, or if they do not respond within seven days (or within five days, if the program contacts your landlord by phone, text, or e-mail), your local program may be able to give the money to you. experiencing homelessness or housing instability, which may include (i) a past due utility or rent notice or eviction notice, (ii) unsafe or unhealthy living conditions, or This rate of housing cost burden is well over This example illustrates progressive disclosure, by revealing one question at a time, dependent on the previous answer the applicant provided. doi: 10.1080/10511482.2015.1015042, Hernndez, D. (2016). Check with your local program for details. Affording housing at the expense of health: Exploring the housing and neighborhood strategies of poor families. This requires both emergency and long-term solutions at the local, state, and federal levels. Housing affordability and health: Evidence from New York City. WebSample Letter: This sample letter would be used in instances when a community member is unwilling to provide written documentation. The CDC moratorium ended on August 26, 2021, but help is available. Measuring overcrowding in housing. WebWhen completing a Housing Stabilization Services Eligibility Request, eligibility documentation must be attached. Stay informed on the most pressing issues of our time. The act requires landlords planning to end a tenancy to provide tenants with a Notice of Rights and Resources. The United States needs to recover not only from the ongoing pandemic but also from its long history of exclusion and inequality. During the pandemic, renters of color have reported less overall confidence in being able to pay their next months rent and have reported not having paid the previous months rent on time at disproportionately higher rates than their white counterparts. sky~.:dcUW$P# 8h$oGo-4j$UI Pedc=MG_O[Zuw*TC;@gRR@ Crowding: Risk factor or protective factor for lower respiratory disease in young children?. However, in many cases tenants may not be in a position to provide these documents. endstream endobj startxref WebMy household is experiencing housing instability due to (please select all options that apply to your households circumstances): Receipt of a rental eviction notice. Check with your local program to find out if theyre using this flexibility. Association of residential mobility with child health: An analysis of the 2007 National Survey of Childrens Health. By enacting the right to counsel legislation, evictions in New York Citythe first city to implement this intervention strategywere reduced by 29 percent from 2017 to 2019.96 To better understand the scope of the U.S. housing stability crisis, uniform eviction data collection on the federal level is needed to capture the scope of filings and evictionswhere they are concentrated, who is filing, and the reasons for filing. Housing costs exceed 50% of the current household income. Renters and landlords can find out what emergency rental assistance covers, how it works, and whos eligible on the interagency housing portal hosted by the Consumer Financial Protection Bureau (CFPB). Grantees should adjust the list of utilities, and the examples of each utility, to ensure the utilities listed are consistent with the specific policies and procedures that have been developed locally. WebLiterature Summary. To estimate percentages, total respondents were adjusted for missing responses and only those who responded that they pay rent were included. Conor Dougherty and Gillian Friedman, Theyre Making the Rent. The Office of Housing Stability (OHS) is constantly looking for new ways to partner with undergraduate and graduate students. Proof of income qualification; Examples of acceptable forms of each document type are provided below. Local programs may be able to help with future rent. Continues Encampment Cleanups During The Pandemic Despite CDC Guidance, DCist, October 15, 2020, available at, Theresa Clift, Sacramento police still clearing homeless CDC coronavirus guidelines discourage it,, Jakob Rodgers, Sweeps Of Homeless Camps Run Counter To COVID Guidance And Pile On Health Risks, KHN, June 26, 2020, available at, Marisa Westbrook and Tony Robinson, Unhealthy by design: health & safety consequences of the criminalization of homelessness,, Centers for Disease Control and Prevention, Interim Guidance on People Experiencing Unsheltered Homelessness., Movement for Black Lives, What Is the BREATHE Act?, available at, Movement for Black Lives, Section 3: Allocating New Money To Build Healthy, Sustainable & Equitable Communities for All People, available at, National Alliance to End Homelessness, The Framework for an Equitable COVID-19 Homelessness Response, available at, Executive Office of the President, Executive Order 13950: Executive Order on Combating Race and Sex Stereotyping, Press release, September 22, 2020, available at, National Council of Nonprofits, The Executive Order on Combating Race and Sex Stereotyping, available at, U.S. Department of Justice, The Fair Housing Act, available at, National Fair Housing Alliance, Furthering Fair Housing, available at. This example attempts to capture a range of factors that can lead to risk of housing instability or homelessness. var onSuccessSubmitenSubscribeSlideUp = function() { Whereas, applicants who reply that they havent received a past due or eviction notice, are instead asked whether they have experienced other housing risks. Housing instability and food insecurity as barriers to health care among low-income Americans. %PDF-1.6 % Sign Up WebThe household must also be able to demonstrate a risk of experiencing homelessness or housing instability to qualify. Lost and reduced income has worsened already difficult situations for many. Mortgage foreclosure and health disparities: Serial displacement as asset extraction in African American populations. Proof of rental obligation; 3. You may also be able to find help at DisasterAssistance.gov . Although housing discrimination based on race and other identities is illegal, other barriers to housing security that disproportionately affect communities of color must be addressed. The affordable housing crisis: Residential mobility of poor families and school mobility of poor children. WebHousing insecurity can take a number of forms: homelessness; housing cost burden; residential instability; evictions and other forced moves; living with family or friends to Harvard University. Kushel, M. B., Gupta, R., Gee, L., & Haas, J. S. (2006). When documentation of a rental agreement is unavailable, focus on The CARES Act required landlords to provide at least a 30-day notice to tenants before filing an evictiona protection that is not set to expire.89 This protection, and other prefiling notice requirements,90 provide tenantswho previously only had a few days notice before court involvement91more time to take the action needed to prevent their eviction or, if an eviction does occur, search for emergency housing. I am a Tribal member living on non-Tribal lands, or a nontribal member living on Tribal lands. WebDocumentation/proof of Housing Instability due to COVID-19 financial hardship. In cases where tenants are faced with eviction, investments should be made in further preventive eviction diversion programs. check with your local program for details, Reasonable late fees (if not included in your rental or utility debt), Moving expenses and other rental-related fees (such as security deposits, application fees, or screening fees) for families who have to move, You had to move out of your home and you dont have a permanent home elsewhere, You can provide hotel or motel bills or other evidence of your stay, and, Your local program follows the rules for this emergency rental assistance. (2011). How stable is stable? Communities of color, disadvantaged from a long history of racism that has undermined their financial stability and housing security, now find their hardships further exacerbated by the ongoing pandemic. You must sign a written statement that the information in your application is correct and complete, and that you will use the emergency rental assistance for the costs it is meant to cover. Housing subsidies administered by the federal government provide financial assistance to help low-income people pay rent.6,33,34However, households may be on waitlists for several years before receiving assistance.6,18,33Due to limited funds and the large number of households in need, only 26 percent of eligible households received federal housing subsidies in 2013.8Further work is needed to explore potential strategies to reduce housing instability. Housing Policy Debate, 26(1), 172187. Neighborhood characteristics can strongly influence health. Utilities and home energy costs include electricity, gas, water and sewer, trash removal, and fuel oil. In Syracuse, almost 55% of our renters spend 30% or more of their income on housing costs, including rent and utilities. Advancing Racial Equity and Justice, Building an Economy for All, Strengthening Health, Affordable Housing, Coronavirus, COVID-19, Poverty, Racial Equity and Justice, Racial Wealth Gap+6More, Associate Director, State and Local Government Affairs, Senior Director, Safety and Justice Campaign; Director, State and Local Government Affairs. As a result, more renters are turning to savings,32 retirement,33 and the newly accepted rental payment method by many landlordscredit cards.34 These methods of staying afloat that so many are now turning to plant the seeds of future financial struggle, as many diminish personal emergency funds and increase debt as individuals and families try to stay housed.35 Tenant advocate groups, researchers, and agencies across the country have identified eviction as a perpetuator of poverty,36 a driver of homelessness,37 and a public health crisis.38, In response to the coronavirus pandemic, some emergency housing protections have been taken at the local, state, and federal levels. You might also be asked to show: A past due utility or rent bill or eviction notice; Proof that you live in unsafe or unhealthy living conditions, or; Other proof that the program asks you for 208 0 obj <> endobj Authors note:CAP uses Black and African American interchangeably throughout many of our products. experiencing homelessness or housing instability; and c. the household is a low-income family (as such term is defined in section 3(b) of the United States Housing Act of 1937 (42 U.S.C. If I dont need help with rent, can I still get help with utilities, heating and cooling bills, the cost of moving, or other costs? Low-income children who switch schools frequently tend to perform less well academically, are less likely to complete high school, and as adults obtain jobs with lower earnings and skill requirements. To be eligible for help covering your rent, you must have an agreement to pay rent for your home or mobile home lot. They restrict access to resources, increase criminal-legal involvement for many, perpetuate poverty,72 have not been found to be effective in decreasing homelessness, and cost taxpayers more than if housing were provided to people experiencing homelessness.73, Anti-homeless legislation disproportionately affects Black, Native American, and Latinx individuals, who are often already more justice-involved.74 People who are not currently experiencing homelessness may also be targeted by these laws, which advocates argue do more harm than service and should be litigated.75, During the COVID-19 pandemic, public health experts and local law enforcement have differed in their approach to anti-homeless laws. Social hassles and psychological health in the context of chronic crowding. doi: 10.1186/1471-2458-4-19. This term is preferable to Latino, which is not gender-inclusive. For additional information on cross-cutting topics, please see the Incarceration, Poverty, and Quality of Housing literature summaries. NOTE: The Office of Housing Stability is located at 43 Hawkins Street. BMC Public Health, 4(1), 18. Starting May 7, 2021, landlords who accept direct payments of future rent are not allowed to evict you for not paying rent during the period covered by the rental assistance. However, throughout the pandemic, advocates39 have shown that these protections, while essential, have fallen short and that much more emergency action is necessary as need continues to remain high.40, The Coronavirus Aid, Relief, and Economic Security (CARES) Act, which was signed into law in March 2020, provided direly needed housing protections and homeless services aids.41 However, many of these protections and aids have expired, such as unemployment insurance benefit boosts and a moratorium on evictions for federally backed housing. How do I apply for emergency rental assistance? Then you must use the money to pay the landlord or utility yourself. (2011). Proof of housing instability. doi: 10.7916/D8Z89MMD, U.S. Department of Housing and Urban Development. The following screens show examples of each of the conditions of eligibility. In other areas, landlords need to submit an application first. Yes, but only for rent and utility bills charged on or after March 13, 2020, when a national state of emergency was declared. doi: 10.1007/s13524-015-0419-9, DeLuca, S., Garboden, P. M., & Rosenblatt, P. (2013). All members of the household must be on the lease. In other cases, your local program might give you the money right away, without first contacting your landlord. Cutts, D. B., Meyers, A. F., Black, M. M., Casey, P. H., Chilton, M., Cook, J. T., & Frank, D. A. }. Here's a snapshot of the objectives related to topics covered in this literature summary. E[n5zw %y_Tld2et8@T ``^EX, ( 6Cp{ &!FI$,R The three types of eligibility attachments required include: Proof of WebTo show housing instability, you may need to sign a written statement. Sign up for the Mayor's Office of Housing's monthly newsletter. If youre able to, you should pay your rent. Homelessness, health status, and health care use. American Sociological Review, 44(1), 5980. Homelessness during pregnancy: A unique, time-dependent risk factor of birth outcomes. The question Did you pay your last months rent or mortgage on time? (Question 30) was asked in Phase 1 of the HPS, which includes weeks 1 through 12 (April 23 to July 21, 2020). If You Haven't Received an Eviction Notice, If You Already Received an Eviction Notice, Massachusetts Bar Association Lawyer Referral Program, Office of Housing Stability Virtual Legal Clinic, Housing Stability Notification Act: Landlord Information, Condominium and Cooperative Conversion Ordinance, Our goal is to put residents on the path to housing stability. Proof of identity; 2. Emily A. Benfer, Solomon J. Greene, and Margaret Hagan, Approaches to Eviction Prevention (Social Science Research Network, 2020): available at, Tenant Resource Center, Eviction, available at, Brian Bieretz, Kimberly Burrowes, and Emily Bramhall, Getting Landlords and Tenants to Talk (Washington: Urban Institute, 2020), available at, National League of Cities, Long-Term Approaches to Preventing Evictions Now and Beyond COVID-19, August 7, 2020), available at, Heidi Schultheis and Catilin Rooney, A Right to Counsel Is a Right to a Fighting Chance: The Importance of Legal Representation in Eviction Proceedings (Washington: Center for American Progress, 2019), available at, Oksana Mironova, Right to Counsel and Stronger Rent Laws Helped Reduce Evictions on 2019, Community Service Society, February 24, 2020, available at, Lexington Law, How Long Does an Eviction Stay on Your Record., Office of Ward 3 Councilmember Mary Cheh, Eviction Record Sealing Authority Amendment Act of 2019, Press release, June 18, 2019, available at, Fairness in Renting Emergency Amendment Act of 2020, B23-0940, Council of the District of Columbia (October 5, 2020), available at, Gapard Le Dem, D.C. Prevent evictions, July 16, 2019, available at, David Elliot, CDC Agrees: The National Eviction Crisis Is a Public Health Emergency, Coalition on Human Needs, September 2, 2020, available at, National Low Income Housing Coalition, COVID-19 & Housing/Homelessness, available at, National Low Income Housing Coalition, Housing Needs By State, available at, Coronavirus Aid, Relief, and Economic Security Act of 2020, Public Law 136, 116th Cong., 2nd sess. (see Figures 1 and 2) With communities of color also navigating the collective pain of higher rates of COVID-19 cases, hospitalizations, and deaths,30 they must face additional medical and funeral costs in addition to potential lost employer-sponsored health insurance and reduced household income due to unemploymentor worse, the loss of an income-earners life. These filings are then reflected negatively on tenants credit reports and public records.59 When a tenant is evicted, loss of housing can fuel cycles of multigenerational poverty.60, Across their lifetime, 1 in 5 Black women are evicted, compared with 1 in 15 white women.61 The threat of eviction is a stressful event with negative health impacts.62 Even if housing is not lost, the eviction process can have negative effects on the health of household members. http://nlihc.org/sites/default/files/Renters_in_Foreclosure_2012.pdf [PDF 428 KB], Busacker, A., & Kasehagen, L. (2012). Here's a snapshot of the evidence-based resources related to topics covered in this literature summary. Applicants indicate they have received a past due or eviction notice and then are asked if they can provide and upload that document. WebFederal Programs and Funding to Prevent Housing Instability and Homelessness The CARES Act provides additional flexible funding to state, local, tribal, and territorial governments, Treasury understands that aspects of these examples will need to be adapted to meet their localized needs and program requirements. Use your landlord as a reference so they can confirm your risk of housing instability. Journal of Community Psychology, 42(8), 964979. } To do so, specifically when it comes to rental housing, requires: Renters of color face discrimination in obtaining and maintaining housing. We help tenants in housing crisis due to fire, natural disaster, eviction, or condemnation. Web(e.g., proof of residence at an eligible rental unit in the absence of a lease/rental/sublease agreement) Financial Impact (e.g., unemployment, reduction in i ncome, significantly increased expenses, or other financial hardship) Housing Impact (e.g., risk of housing instability or homelessness) Income qualification Or, you might qualify for a hardship exemption that allows you to skip one or more rent payments. Check with your local program to find out how they can help. These three statements also need to be true: Eligibility is based on a renter households financial situation and housing needs. They must also have reasonable procedures in place to prevent fraud. Webexperiencing homelessness or housing instability; and c. the household is a low-income family (as such term is defined in section 3(b) of the United States Housing Act of 1937 (42 U.S.C. As recent analyses show, renters of color are experiencing disproportionate negative outcomes from COVID-19. What does emergency rental assistance cover? }. Our goal is to put residents on the path to housing stability. Ask for "income recertification" through your Public Housing Agency (PHA) or landlord. 0 Click each of the three boxes below to review eligibility. The Office of Housing Stability's Housing Crisis Case Coordinators can help you deal with the eviction process. (June 29, 2020), available at, Centers for Disease Control and Prevention, Federal Register Notice: Temporary Halt in Residential Evictions to Prevent the Further Spread of COVID-19, available at, Centers for Disease Control and Prevention, (Form) Declaration Under Penalty of Perjury for the Centers for Disease Control and Preventions Temporary Halt in Evictions To Prevent Further Spread of COVID-19 (Atlanta: 2020), available at, Peter Hepburn and Renee Louis, Preliminary Analysis: Shifts in Eviction Filings from the CARES Act to the CDC Order, The Eviction Lab, September 22, 2020, available at, Chris Arnold, Despite A New Federal Ban, Many Renters Are Still Getting Evicted, NPR, September 14, 2020, available at, Centers for Disease Control and Prevention, HHS/CDC Temporary Halt in Residential Evictions To Prevent the Further Spread of COVID-19, available at, National Low Income Housing Coalition, State and Local Rental Assistance, available at, Ann OConnell, Emergency Bans on Evictions and Other Tenant Protections Related to Coronavirus, Nolo, available at, Ally Schweitzer, Legal Evictions Are Banned In D.C. Amid Pandemic, But Invisible Ones Are On The Rise, NPR, October 16, 2020, available at, Anna Lamb, Tenants Union organizes protest against soft evictions citing local landlords, The Ithaca Voice, October 6, 2020, available at, Clark Merrefield, Eviction: The physical, financial and mental health consequences of losing your home, Journalists Resource, August 3, 2020, available at, Lexington Law, How Long Does an Eviction Stay on Your Record, January 15, 2020, available at, Lori Sonken, Eviction is a cause, not just a condition of poverty,, Robert Collinson and Davin Reed, The Effects of Evictions on Low-Income Households (2018), available at, Joy Moses, State of Homelessness: A Look at Race and Ethnicity, National Alliance to End Homelessness, May 27, 2020, available at, National Homelessness Law Center, No Safe Place: The Criminalization of Homelessness in U.S. Cities (Washington: 2019), available at, Institute for Children, Poverty, and Homelessness, Effects of Homelessness on Families and Children (New York: 2015), available at, Centers for Disease Control and Prevention, Homelessness as a Public Health Law Issue: Selected Resources, available at, National Homelessness Law Center, Protect Tenants, Prevent Homelessness (Washington: 2018), available at, National Homelessness Law Center, No Safe Place; Caitlin A. Carey, Anti-Homeless Ordinances in American Cities (Minneapolis: Urban Affairs Association 47th Conference, 2017), available at, Chris Herring, Dilara Yarbrough, and Lisa Marie Alatorre, Pervasive Penalty: How the Criminalization of Poverty Perpetuates Homelessness,, Meghan Henry and others, The 2017 Annual Homeless Assessment Report (AHAR) to Congress (Washington: U.S. Department of Housing and Urban Development, 2017), available at, National Homelessness Law Center, No Safe Place: Advocacy Manual (Washington: 2019), available at, Centers for Disease Control and Prevention, Interim Guidance on People Experiencing Unsheltered Homelessness, available at, Christian Zapata, D.C. US housing insecurity and the health of very young children, U.S. Department of Health and Human Services, Office of Disease Prevention and Health Promotion, Use Healthy People 2030 Evidence-Based Resources in Your Work, Social Determinants of Health Literature Summaries, Reduce the proportion of people living in poverty SDOH01, Increase employment in working-age people SDOH02, Reduce the proportion of families that spend more than 30 percent of income on housing SDOH04, Social Determinants of Health: Permanent Supportive Housing with Housing First (Housing First Programs), Social Determinants of Health: Tenant-Based Housing Voucher Programs, New Perspectives on Creating Jobs: Final Impacts of the Next Generation of Subsidized Employment Programs, Strengthening TANF Outcomes By Developing Two-Generation Approaches To Build Economic Security, http://www.jchs.harvard.edu/sites/default/files/sonhr14-color-full_0.pdf, https://www.jchs.harvard.edu/sites/default/files/reports/files/Harvard_JCHS_The_State_of_the_Nations_Housing_2020_Report_Revised_120720.pdf, http://nlihc.org/sites/default/files/Renters_in_Foreclosure_2012.pdf, https://www.congress.gov/bill/100th-congress/house-bill/558, https://www.hud.gov/programdescription/mto, https://www.hud.gov/topics/rental_assistance, OASH - Office of Disease Prevention and Health Promotion.

White Rapper With Blonde Dreads, Choctaw Nation Chief Salary, Dog Jolting Video, A New England Nun Feminism, Articles P